Sydinvest EM Business Philosophy

Danish Heritag

• Denmark is one of the world's remaining S&P AAA-rated countries with a stable outlook.
• Sydinvest EM is an institutional UCITS fund managed by Sydbank A/S, Denmark’s 4th largest bank.
• Operated by Syd Fund Management in Aabenraa, Southern Denmark, we uphold core values of strong investment skills, close client relations, and long-term partnerships.

Independent & Focused

• Sydbank Asset Management (SAM) is the dedicated investment advisor to Sydinvest EM.
• Our strategies span various EM debt asset classes and blended products.
• We employ skilled and experienced portfolio teams with high autonomy.
• We leverage Sydbank Group Services for mandate compliance, flexible execution, and top-tier client services.

Fit for Purpose

• We believe in lean organizational resources tailored to each task.
• Our teams use sophisticated proprietary systems and third-party operational services for automated processes and efficient client reporting.

Client Focused

• Our clients are our partners, and we build long-term relationships.
• We aim to deliver high-quality returns and offer top-tier services, flexible research, reporting, and full data transparency for insurance and pension investors.

Highly Competitive

• Sydinvest EM offers competitive prices for EM Debt investments.
• We believe in providing true quality at reasonable prices and prioritize long-term relationships over short-term revenue gains.
  

The following countries are excluded (as of 16 March 2026):

The charges related to investing in Sydinvest Emerging Markets:

• Subscription charge
• Redemption charge
• Management Fee

Sydinvest Emerging Markets is open to receiving subscription and redemption orders on a daily basis and issue or redeem shares on a T+2 settlement cycle. The pricing method in Sydinvest Emerging Market is based on a swinging price system based on an official mid-market NAV. The price system is ensuring that any investor who enters or exits the fund is paying for the related transaction costs.

The result of the swinging pricing system ensures that Sydinvest Emerging Markets can protect the long-term return of our investors from being affected by the trading activity undertaken by individual investors. It also ensures that the funds can manage large transactions without affecting the total return of the funds.

Subscription Charges
The charge of subscription is added to the NAV to cover the actual cost of establishing the portfolio positions related to the subscribed shares.

In extraordinary market conditions where market spreads and charges of trading the underlying securities vary considerably, the subscription charges above can differ substantially in order to cover the costs associated with the subscription.

Please refer to the prospectus of Sydinvest Emerging Markets for more details.

Redemption Charges
The charge of redemption is deducted from the NAV to cover the actual cost of selling the portfolio positions related to the redeemed shares.

In extraordinary market conditions where market spreads and charges of trading the underlying securities vary considerably, the redemption charges above can differ substantially in order to cover the costs associated with the redemption.

Please refer to the prospectus of Sydinvest Emerging Markets for more details.

Management Fee
The fixed annual costs cover all charges of fund management, administration, custody charges, marketing and distribution.

Please refer to the prospectus of Sydinvest Emerging Markets for more details on administrative costs.